I have been working in the replica industry for many years, having a good understanding of the online payment for replica e-commerce websites. Today, let me make a comprehensive introduction for it.
According to the payment method, there are two types of payment for counterfeit e-commerce:
Offline Payment
Mainly including Western Union, MoneyGram, Paypal Offline Invoice Transfer,Bank Transfer, Cryptocurrency like Bitcoin, Ethereum,and so on. The acceptance for these method is very low, because when the money sent everything is over with for buyer, no guarantees, that is to say, if buyers are not satisfied with your product or even have not received it, they are powerless and can do nothing.
Paypal offline invoice transfer method is relatively safe for sellers BUT NOT 100%, seller must control customer complaints well, such as goods quality, delivery time,and so on, otherwise, you may incur refund losses due to transaction disputes. We know that the PayPal is biased towards buyer, if you don’t control your customer complaint metrics well, your account can easily be subject to risk control, even if use invoice for payment, there is a high probability of a refund once a customer complaint occurs.
Payment method such as Western Union or MoneyGram has no guarantee for buyer,so it is only used for old customer who had dealt with you before or even cooperated with you several times, the customer is very confident about your product quality and service, but for new buyer, there is almost no acceptance. For PayPal invoice, although there is no security issue, the efficiency is very low for seller, because the seller needs to confirm each order with the buyer. Therefor, PayPal invoice is generally more suitable for “chat order” sale mode, with a limited number of orders and not suitable for online transactions on e-commerce websites.
Online Payment
The characteristics of online payment are efficiency, simplicity, and a large number of orders, for example, many of my website clients have performed very well, with dozens or hundreds of orders were placed by buyer after a Facebook advertisement or a TIK TOK live broadcast. At this point, it is obviously impossible to use a chat mode for every order.
The payment of stand alone counterfeit and replicas website mainly relies on paypal, stripe and credit card. As is well known, these payment will definitely crack down on counterfeit product, so you must take some technical measures on your replica e-commerce website to avoid risks.
The industry generally uses the AB websites framework for jump payment.The principle of AB website is actually very simple,which A is the replicas website and the B is general goods website. when the buyer make a payment, A will notifies B to call the PayPal or Stripe interface for payment, this way, PayPal or Stripe receives funds from a regular product on B site, which theoretically seems to be no problem.
But is this enough?
Of Course Not!
PayPal and Stripe are not fools, they will soon see through your tricks and catch you quickly.
In order to confuse PayPal and stripe detection, we have introduced a “Polling Switch Payment” measure. What is it? Simply put, it means using multiple accounts to take turns receiving payments, reducing the probability of one account being caught overcharging. Moreover, it is best to make strategic choices about the probability of receiving payments, for example, each receiving account can be set with more intelligent and randomized control over the receiving process, such as the receiving time, receiving region, number of order, amount, which greatly avoids PayPal’s monitoring and review.
OK, is it enough now?!
Still not enough!
A crawler recognition system module for payment needs to be equipped!
What does it mean? Simply put, your website needs to be able to identify whether the visitor is a PayPal spider or a real user. This can be detected by calling the relevant API to detect the IP header type, as shown in the picture below,
f one paypal ip is recognized, it will be stored in Crawler IP Library database, this ip library will be constantly enriched, once this ip visit next time, it will be recognized by your replica e-commerce website immediately.
The guiding measures for spiders are the core!
Once your system detects a paypal spider, you can not just block it with a 404 page, but need to use cloak technology to guide it to a secure page,otherwise, your paypal account will be monitored and reviewed.
Not only the spider of PayPal, but also the information of blacklisted buyers also needs to be collected, such as their phone number, address information, name, etc. Once a malicious buyer places an order, risk order reminders can be sent. In addition, the identification of GBC is also an important part of secure payment, maximizing the avoidance of other payment risks from outside of PayPal.
The above together constitute the security payment technology measures for counterfeit e-commerce websites. Over the past 8 years of employment, I have always been at the forefront of technology and successfully solved the security issues of replicas payment for my vast customers.
